Income Protection

It makes sense to insure your home and your car for loss or damage. You also take out insurance to cover your family’s medical expenses in the event of an illness or accident.

But what about insuring your income? If you are employed or self-employed and were to suffer an accident or long-term illness that prevented you from earning an income, how would you provide for your family’s lifestyle?

Income Protection is designed to provide you with an alternative income if you suffer any illness or injury which prevents you from earning an income. It helps take care of your family’s financial needs so as you can focus on your recovery.

Income Protection can give you up to 75% of your usual income when you’re off work due to illness or injury. This money is guaranteed until your selected retirement date if you’re not fit to return to work.

• Your premium won’t increase if you make a claim.
• Income Protection covers any illness, any injury and any disability. This gives you the complete peace of mind of knowing that no matter what happens, you and your family are protected.
• Income Protection premiums are fully allowable against income tax. (Up to 41%)